If you’re using a charter loan,

As the recent real estate crisis has made it harder to build a house, interest in youth support jeonse loans is increasing, and interest in the loan approval reviews is heating up. The youth support charter loan is a government-backed loan for young people who lack charter funds, so it can be used for up to 70 million won with a low interest rate of 1.5% to 2.1% for the first two years and up to 10 years.

Conditions for charter loans for youth support Conditions for charter loans for youth support;

Then from now on, we will learn more about the terms of the lease loan for young people and organize the contents that will help those who need the lease loan. The government-sponsored lease loan for the working class is hosted by the Housing City Fund and is eligible only for those with an annual income of 50 million won or less, and must have signed an tongue-in-cheek housing lease contract and paid more than 5% of the lease deposit.
Also, because it is basically for young people, they must be between 19 and 34 years old, and duplicate loans are not allowed only for homeless people, so they should not win with housing city loans, bank loans, and mortgage loans. Please note that the lease deposit should be less than KRW 100 million, not all housing units that meet the financial conditions, and that the lease-only area is only possible if the house is less than 85 square meters.
Conditions for charter loans for youth support Conditions for charter loans for youth support;

The limit can be applied differently depending on conditions and assessment of up to 70 million won within 80% of the lease amount (deposit). Depending on the combined annual income of couples, 1.5% under 20 million won, 1.8% over 20 million won and 40 million won, and 2.1% over 40 million won and 60 million won are applied. There are many preferential rates, but most representatively, those with an annual income of 40 million won or less shall be 1.0 per annum.
The %p preferential rate is applied and the same 1.0%p annual preferential rate is applied for single-parent households with an annual income of 50 million won or less. (Duplicate applicable)

Conditions for charter loans for youth support Conditions for charter loans for youth support;

The loan period is the first 2 years, and you can extend it up to 10 years by extending it 4 times. After using it for up to 10 years, you can add 2 years of contract extension per minor child based on the time of extension, which can be extended up to 4 times, so you can extend the period up to 20 years. For the repayment method, you can use the maturity date and time repayment and mixed repayment method. There is no prepayment fee, so if you have time, you can perform your debt little by little in the meantime, so please refer to it.
Conditions for charter loans for youth 폰테크 support Conditions for charter loans for youth support;

Woori Bank, KB Kookmin Bank, IBK Industrial Bank, NH Nonghyup, and Shinhan Bank are in total of five banks that handle loan loans for lease deposits conducted by the Housing and Urban Fund.

Conditions for charter loans for youth support Conditions for charter loans for youth support;

In fact, income and credit rating scores account for the largest portion of the reasons for the rejection of loans. Therefore, it is recommended that you maintain your credit rating consistently, and before using the loan, you should visit a nearby store and check the loan after consulting.
Also, if you have a large number of debts, or if you have overdue information registered in the credit information center, or if you have a financial fraud record, you may be excluded from all loan products as well as lease loans.

Most of the people who use youth-only support loans usually prepare their first house, so I think there are a lot of unfamiliar things such as professional terms, interest rate calculation, and contract creation. The first thing you need to do is to work hard to sell your belongings to which house you are going to sign.

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